Slide Working for the souls In a world of Micro-Financing, Smart Financial Suite's Web & Mobile app makes a huge difference. Get in Touch SMART FINANCIAL
SUITE

WE HAVE DISCOVERED WAYS TO IMPROVE YOUR OVERALL BUSINESS PERFORMANCE

Our Smart Products & Services Are There To Satisfy Your Needs

A unique blend of features that distinguish our solutions from others

Powerful-Security

Powerful Security

Security You Trust On

Configurable

Configurable

Purposeful Flexible Configuration

CustomizableHR

Customizable

Works On Your Preference

Multi-Branch

Multi-Branch

Multi Branch Structure

Multi-User

Multi-User

Role Based Multi User Access

Multi-Approvals

Multiple Approval

Multiple Approval

Flexible-Workflow

Flexible Workflow

That Suites Your Business Operations

Business-Rule-Engine

Business Rules Engine

Runs Your Business As You Guide

support

Support & Services

Excellent Customer Care

web-based-solutions

Fully Web-Based Solution

Access Anywhere Anytime

Smart Financial Suite
Tablet App

FEATURED PRODUCTS
Proudly presenting our top rated products
Loaning-System

Loaning System

The loaning System is one of the core components of the Smart FS and mainly manages the Loan Applications etc. Module-level core features are given below:

  • Centralized Application
  • Globally Accessibility
  • Ready Analysis on a day to day bases
  • GPS Tracking of Clients between Branches
  • Web-Based Solution – Run over the Internet
  • Centralized Technical Support as well as End User Support

Data Import Utility

Smart FS provides a flexible tool to smoothly migrate every single bit of historical data; account balances, tax balances, etc. to the new system with optimum reconciliation.
Data-Import-Utility
Borrower's-Application

Borrower’s Application

A comprehensive data capturing at loan application level with ease of use:

  • Client Rating
  • Geographical Location
  • Post Loan Utilization
  • Unique Client Database
  • Old & New NIC/National ID Card Detail
  • Personnel & Business Information
  • Form Printing and Managing Form Fee

Branchless Banking

Customers can now get their payments or submit their installments anytime anywhere:

  • Process for Branch less Disbursement
  • Process for Recovery Integration with UBL Omni, Easy Paisa & Mobi-Cash
  • Integration Settings
  • Auto Disbursement & Recovery Voucher Posting
  • Bulk Recovery Import Module
  • Disbursement through Branchless Banking
  • XPIN Management
  • XPIN Upload
  • XPIN Operation Status
  • Rejection List
  • Guarantor List

Branchless-Banking
Financial-System

Financial System

Financial System (FIS) module is one of the many modules of the Smart FS and mainly manages the complete financial activities like chart of account (a complete list of all G/L accounts), details of banks, cheque management including cheque book listing and necessary details according to the business partners. Module level core features are given below:

  • Centralized Application
  • Ready Analysis on day to day bases
  • Branch Level Accounting with User Rights
  • Integrated with Loaning System
  • Cost Centers Analysis

Data Verification

Credit worthiness is the key to make sure borrower’s will payback accordingly. System provide a smart way to get the credit history of a customer from centralized credit buerue.

  • Generate Data Check Reports in their format for Import
  • Default Add Report
  • Positive Add Reports
  • Positive Update Report
  • Default Update Report

Data-Verification
Poverty-Score-Card

Poverty Score Card

Poverty Score Card results determin the need to approve the loans:

  • Client House Hold, Family Head & Roaster & Other Info
  • Poverty Score Calculation
  • Multiple Reports
    • Individual Poverty Scorecard
    • Summary of Response
    • Poverty Scorecard Summary (List)
    • Poverty Scorecard Range wise
    • Summary
    • Missing Poverty Scorecard Information
    • PPAF Intervention wise Poverty Scorecard Summary

Pre & Post Loan Utilization

A meaningfull utilization of loans results in a constructive social development. Smart FS is providing several ways to monitor and control the loans utilization.

  • Pre-Loan Purpose
  • Need Assessment and Utilization Details
  • Post Loan Utilization
  • Verification and Comparison

Pre-&-Post-Loan-Utilization
SMS-Informer

SMS Informer

Smart FS brings much more convenience and time-saving through various rich features. SMS Informer is one of them and provides:

  • Auto SMS Generation System
  • Recovery & Overdue Reminders
  • Recovery Received Confirmation SMS
  • Case Approval, Rejection SMS
  • Disbursement SMS
  • Daily SMS to Employees of Pending/Overdue Clients
  • Daily SMS to
  • SMS Logs

GPS Client Tracking

Your connection with the customers is highly important and knowing where they are now is very helpful to serve them better. GPS Tracker helps to find your customers in a nearby location in the field:

  • Update Client GPS Coordinates
  • View Address/location at Map
  • Easy Mobile Entry

GPS-Client-Tracking
Human-Resources-Management-System FS

Human Resources Management System

Human Resource & Payroll Management System (HRMS) mainly manages the Human Resources related data and information like Recruitment (Job Post Requisitions & Posts, Job Candidates Data Collection & Screening & Shortlisting, Candidates Evaluation & Testing, and Interviews & Selection), Employee Profiling, Time Sheet (Working Hours, Worksheet, Work Shifts, Leaves, and Holidays) and related Reports, etc.

Business Intelligence

Business Intelligence Dashboard mainly presents the management and departmental level graphical analysis. Management can assess the important analysis and notifications at the dashboard with the option to drill down to the details concerning user rights.
Business-Intelligence-FS
Reports-FS

Reports

Smart FS Reporting Module provides you the comprehensive reporting of the complete Microfinancing Process such as; loans, borrowers, payments, aging, irregularities, HR & payroll, contract closure and financial statements overall, etc.
OUR CLIENTS
Successfully Delivered HRMS To Our Valuable Customers